"Providing You the Key to Home Ownership"
Buying a home is one of the largest purchases you will make in your lifetime. Buying a home is a financial transaction to be sure but it is also an emotional transaction. Your home is where memories are made. Finding the right home and the right mortgage loan are equally important to the financial security of your family. Click here to learn about our mortgage loans. We want you to have fun buying your next home but let us help you keep your feet on the ground so you’ll make a sound financial decision as well.
Working with someone you know and trust or someone recommended to you by a friend can bring you tremendous peace of mind. Click here to see what my customers say about my service.
There are a lot of homes to choose from and sorting through them all can be overwhelming, so before you begin your search for a new home, it is important that we discuss your goals and objectives so we can help you narrow your search. Call me at 812-330-2122 or toll-free at 877-330-2122 or e-mail me at jerryhays@ccs-indiana.com to get started. Meanwhile, if you are curious and just want to see what is available, click here for the Bloomington Board of Realtors Multiple Listing Service, Homfinder.org, where you will have access to information about all of the property listed in Monroe and surrounding counties in Indiana. When we talk, ask us how we can provide you access to your own personal, more detailed, information about each property.
When we find your new home you will likely need a mortgage loan to make the purchase. I can help you there as well. We offer a variety of loan plans with competitive rates. Click here for an online calculator that will help you estimate how much house you can afford, click here to estimate monthly payments for different loan amounts and click here to compare the effect of different interest rates and terms on a monthly payment.
If you are thinking about buying your first home or if it has been a while since you bought your last home, we recommend you click here to check out our Consumer Resource page where you’ll find sources that provide step-by-step information that will teach you how to make good financial decisions. You’ll learn about credit reports and scores; the true cost of owning a home; how to compare the costs of owning versus renting a home and much more. The Consumer Resource page also has information to help current homeowners having difficulty making their current monthly payment and/or those who may be facing foreclosure. We are committed to empowering you to make informed financial decisions through access to financial education. We encourage you to visit the Consumer Resource page to continue your financial education by taking advantage of the comprehensive set of links to reach state, federal, non-profit and consumer group web sites.
We want you to be an informed consumer. Let us help you select the home and loan terms that are right for you.
Links and Numbers
Home Loan Learning Center™
The Simple Facts, A Guide to Mortgages